* Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation. No Turn Downs is contingent upon successfully passing mandatory identification confirmation.
** The Visa Liability policy covers U.S. –issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for details or visit http://www.visa.com/security.